Annuities tie up your money?  Compared to what?  Compared to 20 or 30 year Bonds, uninsured and non-guaranteed, may be sold in the secondary market but at what cost?

Compared to Mutual Funds – you’re told to hold for the long haul – hold or sell you get trapped into fees.  You can cash in anytime but at what cost or at what loss?

3 Cents on the Dollar 2-for you and 1-for the IRS
Compared to Bank CDs for 3Cents on the Dollar and ever increasing surrender charges.  Many people leave the interest accumulate and renew the CD and because the CD has grown the new surrender charge is even greater.  Many people have had their money tied up with ever increasing surrender charges since the day they bought their first CD.

Here is the Senior Annuity Liquidity Test – FREE UP Money w/Annuities
Search for annuities with no annual fees and no up front charges where 100% of your money is at work for you with guaranteed, safe, secure, growth with no transaction fees unless you cash out too much too early.

Here is what to look for:

• Premium BONUS that’s available in cash at the end of year 1
• 10% of the full value penalty Free withdrawals annually with no cap (Cash out 10% every year penalty free)
• The full amount is available to the beneficiary whenever death occurs – preferably the full accumulated value is available at the 1st to die (annuitant or owner)
• Declining vanishing surrender charge
• No annuitization required – retain the right to shop the market should you later want to annuitize

Shop the above and your money will not be tied up!