SMNV - Zero Capital Gains Tax

Zero Captial Gains Tax A Once in a Lifetime Opportunity
It may indeed be a once in a lifetime opportunity. The opportunity to cash in on long-term Capital Gains and qualified dividends and pay ZERO TAX on capital gains in the years 2009 through 2010, provided legislators do not rush to the table to repeal current tax laws. Here’s the deal – if your taxable income plus the capital gains does not jump above the current 15% marginal tax bracket your capital gains will be federal income-tax FREE. State income-tax may apply. It presents a great opportunity for people who may have lower income than usual – for whatever reason – including retirees thath fall under or can manage to stay under the income threshold, and for people who are considering charitable gifting. Here’s how it works – estimate your 2009 taxable income – that is your income after all exemptions and deductions, single tax payers who can stay under the $32,550 taxable level and married couples who can keep the taxable-income under $65.100 can enjoy some tax-free capital gains. Example: Retired, senior couple, with taxable-income of $30,000 after deductions and exemptions could have $35,100 of capital gains income-tax-free in the year 2009.

Zero Captial Gains Tax
A Once in a Lifetime Opportunity

It may indeed be a once in a lifetime opportunity. The opportunity to cash in on long-term Capital Gains and qualified dividends and pay ZERO TAX on capital gains in the years 2009 through 2010, provided legislators do not rush to the table to repeal current tax laws.

Here’s the deal – if your taxable income plus the capital gains does not jump above the current 15% marginal tax bracket your capital gains will be federal income-tax FREE. State income-tax may apply.

It presents a great opportunity for people who may have lower income than usual – for whatever reason – including retirees thath fall under or can manage to stay under the income threshold, and for people who are considering charitable gifting.

Here’s how it works – estimate your 2009 taxable income – that is your income after all exemptions and deductions, single tax payers who can stay under the $32,550 taxable level and married couples who can keep the taxable-income under $65.100 can enjoy some tax-free capital gains.

Example: Retired, senior couple, with taxable-income of $30,000 after deductions and exemptions could have $35,100 of capital gains income-tax-free in the year 2009.

Wealthy ROTH IRA Opportunity
Current tax-laws remove the income limitations for ROTH IRA Conversions in the year 2010. People who make too much money to be eligible for the tax-free benfits of aa ROTH IRA can make non deductible IRA contributions now and in the year 2010 convert the non-deductible IRA to a ROTH IRA.

IRA Bonus Growth Opportunity
Annuity companies are offering BIG 10% Premium Bonuses on longer term IRA Annuities with annual 10% Penalty Free withdrawals providing the opportunity to continue a stream of 10% BONUSES on the Rollover of the 10% Penalty Free amounts. A $100,000 IRA Rollover Annuity with a 10% Bonus makes provision for a 10% penalty free withdrawal of ($110,000 x 10% = $11,000) $11,000 that can be rolled within 60 days of receipt to another 10% bonus annuity and in years to follow you could continuously withdraw-rollover 10% from all IRA Annuities and leverage bonuses with interest and increase the value by approximately 30% in 3 years.

IRA Bonus Growth Opportunity

Annuity companies are offering BIG 10% Premium Bonuses on longer term IRA Annuities with annual 10% Penalty Free withdrawals providing the opportunity to continue a stream of 10% BONUSES on the Rollover of the 10% Penalty Free amounts.

A $100,000 IRA Rollover Annuity with a 10% Bonus makes provision for a 10% penalty free withdrawal of ($110,000 x 10% = $11,000) $11,000 that can be rolled within 60 days of receipt to another 10% bonus annuity and in years to follow you could continuously withdraw-rollover 10% from all IRA Annuities and leverage bonuses with interest and increase the value by approximately 30% in 3 years.